Associate, Credit Analyst at Standard Chartered

Standard Chartered Jobs
Standard Chartered Jobs

Job Description

  • Discussion of the dynamics and nature of the Client’s industry, including key risk aspects;
  • Assessment of the Client’s competitive positioning within its industry;
  • Discussion of management strength, experience and track record and corporate governance more broadly;
  • Articulation of the Client’s strategy and an assessment of its clarity and associated execution risks;
  • Assessment of funding strategy, financial policy, treasury activity (hedging, cash management) and liquidity;
  • Development of a current / forward year base forecast performance expectation;
  • Assessment of balance sheet strength, alongside cashflow and profitability vulnerability, via ratio analysis and/or stress testing;
  • Discussion of other pertinent risk aspects, including country risk, parental and/or governmental linkage/support, relative ranking of indebtedness, Fraud risk;
  • Evaluation of risks associated with particular proposed transactions, where required;
  • Completion of Group Mandate/BCA Part 1, Part 2, financial analysis/spreads, scorecards;

Job Requirements

  • Analytical strength – to spot emerging risks, in particular forward looking industry trends.
  • Gravitas – to engage with Relationship Managers and Clients alike, have the ability to challenge in a constructive manner.
  • Collaborative – to work in partnership with stakeholders to ‘get things done’, fulfilling the Job Purpose
  • Minimum of 3-5 years’ relevant experience gained either in banking, treasury or accounting environment
  • Strong analytical ability, focused on the assessment and calibration of credit risk
  • Strong verbal and written communication skills (in English), with proven ability to work across cultures and within a dynamic environment
  • Able to hold credible dialogue at all levels of the organization, as well as with clients
  • Well organized, able to multi-task and balance competing demands

Apply Via The Following Link